Whether you are looking for advice on starting a pension, taking retirement benefits or simply looking to review your existing pension arrangements in Newport, Cardiff and Swansea.
We can help
Recent pension rule changes affect how you can access your pension funds.
How do these rule changes affect you and your options in retirement.
Sweetland Associates can help explain these recent rule changes and how you can maximise your income in retirement.
It is important to understand how you are able to take the income (& Capital) from your pension arrangements (and other assets) in the most tax efficient manner.
Very often the money you will receive from your existing pension provider will not yield the best possible income and only professional advice is likely to give you the solution that is tailored to meet your needs.
Sweetland Associates can provide detailed advice following a thorough financial review which will take into consideration your personal circumstances, tax efficiency, inheritance tax, your beneficiaries, flexibility and of course of how better to managef your pension and investment arrangements.
Some of the main contracts available for drawing your pension benefits are:
- Flexi access Drawdown Pension
- Phased Drawdown Pension
- Capped Drawdown Pension
- Pensions With Guarantees
- Investment - linked Annuities
- Conventional & Enhanced Annuities
- Fixed Term & Short Term Annuities
- Pensions for access to Capital
To discuss your options, or if you would like an appraisal of your existing schemes, please call us on 01633 246246 or use our online contact form by clicking on the button below
A pension is a long term investment and the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.